Pennsylvania Paycheck Calculator
In Pennsylvania for 2026, a $75,000 salary takes home about $59,238 per year after federal income tax and FICA (Social Security and Medicare), and Pennsylvania state income tax and PA unemployment insurance contributions.
Based on a $75,000 salary in Pennsylvania, single filer, paid every 2 weeks
$2,278.37
take-home per 2 weeks · $59,238/yr
How your federal tax is calculated on a paycheck in Pennsylvania, bracket by bracket
| Bracket | Income taxed here | Tax |
|---|---|---|
| 10% ($0 – $12,400) | $12,400 | $1,240 |
| 12% ($12,400 – $50,400) | $38,000 | $4,560 |
| 22% ($50,400 – $105,700) | $8,500 | $1,870 |
Taxable income $58,900 after the $16,100 standard deduction. Your federal marginal rate is 22%, the federal tax on your next dollar earned.
Compare your take-home pay with New York, New Jersey or Ohio
Your pay in Pennsylvania: which 2026 breaks are yours to claim?
Tick what is true for you and these Pennsylvania notes narrow to your situation.
Tips: federally deductible, but Pennsylvania still taxes tips in full. Work out the tip deduction
Overtime: federally deductible, but Pennsylvania still taxes overtime premium pay in full. Work out the overtime deduction
Bonuses: Pennsylvania has no separate supplemental rate, so a bonus is withheld on the ordinary Pennsylvania tables. Estimate the tax on a bonus in Pennsylvania
Turning 65: the $6,000 federal senior deduction comes off your federal return; Pennsylvania still applies its flat 3.07% to the same wages. Check the senior deduction
See every 2026 rule that matches your answers in Pennsylvania
Free Pennsylvania salary-after-taxes and income tax calculator — a no-signup, in-browser alternative to paid tools like SmartAsset and ADP. Estimate your 2026 take-home pay for any salary, hourly rate, or pay frequency.
Use this free Pennsylvania (PA) paycheck, payroll and income tax calculator to estimate your 2026 take-home pay after federal income tax, Social Security, Medicare, and Pennsylvania's flat 3.07% state income tax.
Use the calculator for your own salary or hourly rate.
Pennsylvania income tax rate 2026
Pennsylvania's 2026 state income tax is a flat 3.07%.
How Pennsylvania's flat 3.07% income tax hits your 2026 paycheck
Pennsylvania levies a flat 3.07% state income tax for 2026 on your wages, with no state standard deduction. This calculator applies that on top of federal withholding and Social Security / Medicare to estimate your Pennsylvania take-home pay.
Pennsylvania does not provide a state standard deduction; all taxable income is taxed at the single flat rate of 3.07% — Pennsylvania does not use graduated brackets for 2026. As a worked example, a single filer earning $60,000 pays about $1,842 in Pennsylvania income tax (roughly 3.1% of gross) before federal tax and FICA.
What this estimate doesn't include: Separate local Earned Income Taxes (Act 32 EIT — e.g. ~3.79% Philadelphia) are levied by municipalities/school districts and are not included in this estimate. City, county or school-district income taxes where they apply, court-ordered deductions, union dues, and anything else your specific employer withholds are not in this figure; your pay stub is the authority on those.
Estimates only, not tax advice. The section "What this estimate doesn't include" above lists what's left out; see also our terms and the corrections log.
One rate on every taxable dollar: Pennsylvania's 3.07% flat tax (2026)
Pennsylvania applies a single flat rate to taxable wages for 2026.
| Filing | Rate |
|---|---|
| All taxable income | 3.07% |
Unemployment Compensation: what else Pennsylvania takes from your check
On a Pennsylvania paycheck, these state programs are deducted in addition to income tax and Social Security / Medicare:
| Program | Employee rate (2026) | Wage base / cap |
|---|---|---|
| Unemployment Compensation (employee withholding) | 0.07% | No wage cap — applies to all gross wages (70 cents per $1,000) |
Included in your take-home: the PA UC contribution is subtracted from the take-home estimate at the top of this page. These are withheld after tax and do not lower your taxable income.
Local income taxes in Pennsylvania
Nearly every PA municipality and school district levies a local Earned Income Tax (EIT) under Act 32, typically 1% combined in suburbs (split municipality/school district). Philadelphia imposes a separate Wage Tax (not EIT): 3.74% residents / 3.43% nonresidents through June 30, 2026, then 3.735% residents / 3.425% nonresidents effective July 1, 2026 (the first step of a five-year cut plan trending toward ~3.70%/3.39%). There is also a per-job Local Services Tax (LST), commonly $52/yr. EIT rates range roughly 0% to ~3.84% statewide; DCED maintains the official rate register.
Your paycheck vs the $77,545 Pennsylvania median
| Median household income (2024 (ACS 1-year)) | $77,545 |
| Take-home (single filer) | ≈$60,948 |
Beyond the paycheck: Pennsylvania's 6% sales tax and property tax
| Sales tax | 6% (≈6.34% with local) |
| Property tax | ≈1.26% — Above the national median; PA's effective rate on owner-occupied housing is among the higher half of states. |
Is overtime and tips tax-free in Pennsylvania? Federally yes, but Pennsylvania still taxes both
Federal law lets you deduct qualified tips and overtime premium pay from 2025 through 2028 (OBBBA caps & rules), though Social Security and Medicare are still withheld.
Pennsylvania state income tax: Pennsylvania has not adopted the federal tips/overtime deductions for state income tax as of mid-2026, so they reduce your federal tax only. (source: pa.gov)
- Overtime: 2025 — not deductible on your Pennsylvania return (still state-taxed); 2026–2028 — not deductible on your Pennsylvania return (still state-taxed).
- Tips: 2025 — not deductible on your Pennsylvania return (still state-taxed); 2026–2028 — not deductible on your Pennsylvania return (still state-taxed).
Related: overtime calculator · tips by state · overtime by state · tips calculator.
Two Pennsylvania payroll quirks worth knowing
- Pennsylvania is one of the only states that withholds an employee-side unemployment tax: 0.07% of ALL gross wages with no wage cap, taken from every paycheck on top of state and local income tax.
- PA's 3.07% state rate is flat with no standard deduction or personal exemption, so it applies from the first dollar of taxable compensation — and a Philadelphia resident also pays the 3.74% city Wage Tax, for a combined ~6.81% wage tax before federal.
Pennsylvania stays on the federal $7.25 minimum wage in 2026
$7.25/hour (≈$15,080/year full-time). Tied to the federal floor; unchanged since 2009. PA House passed HB 2189 (raise to $15 by 2029) but it is not yet law for 2026.
Pennsylvania paycheck FAQ
Does Pennsylvania have a state income tax in 2026?
Yes — a flat 3.07% on taxable wages in 2026, on top of federal tax and FICA.
Do cities or counties in Pennsylvania take a local income tax out of paychecks?
Nearly every PA municipality and school district levies a local Earned Income Tax (EIT) under Act 32, typically 1% combined in suburbs (split municipality/school district). Philadelphia imposes a separate Wage Tax (not EIT): 3.74% residents / 3.43% nonresidents through June 30, 2026, then 3.735% residents / 3.425% nonresidents effective July 1, 2026 (the first step of a five-year cut plan trending toward ~3.70%/3.39%). There is also a per-job Local Services Tax (LST), commonly $52/yr. EIT rates range roughly 0% to ~3.84% statewide; DCED maintains the official rate register.
Compare a paycheck next door: New York, New Jersey & Ohio
| State | State income tax (2026) | Take-home on $75,000 (single) |
|---|---|---|
| Pennsylvania | flat 3.07% | $59,238 |
| New York | nine brackets, 3.9%–10.9% | $57,784 |
| New Jersey | seven brackets, 1.4%–10.75% | $58,436 |
| Ohio | two brackets, 0%–2.75% | $59,914 |
| Maryland | ten brackets, 2%–6.5% | $58,242 |
Those are the states next door. To see where Pennsylvania lands against all of them at once, our take-home pay by state study runs an identical salary at two levels, $75,000 and $100,000, through the 2026 rules of every state and DC, except Arizona, California, District of Columbia, Idaho and Vermont, still on their 2025 tables, ranked from the most take-home pay to the least.
All state paycheck calculators →
Data compiled and maintained by Edmond Daher · Updated 2026-06-16