Tools Berry

Corrections Log

Last updated: July 13, 2026.

Every figure on Tools Berry is checked against the primary source (statute, IRS notice, or form instructions) before it ships. This page logs what we caught: cases where a draft figure, assumption, or framing didn't match what the primary source actually says, found and fixed during development.

Nothing below is a live bug. The corrected figure is what's on the page today; the table shows the draft version it replaced and the source that corrected it.

DateToolWhat the draft saidWhat the primary source saysSource
2026-07-13 Adoption Credit Calculator The $5,120 refundable cap read as a per-return limit. The cap is per child. Form 8839 line 11b is a per-column figure — two adopted children can yield $10,240 refundable on one return, not $5,120. 2025 Instructions for Form 8839
2026-07-13 Adoption Credit Calculator Copy draft described the credit as "refundable for the first time ever." It was fully refundable once before, for 2010–2011 under the ACA, then reverted to nonrefundable through 2024. OBBBA is the first time it's permanently refundable — not the first time ever. CRS Report R44745
2026-07-13 Employer Student Loan Repayment Calculator Mythbust headline credited the employee's full $1,557 total saving to income tax alone: "$1,155 saved." $1,155.00 is only the income-tax leg. Add the $401.63 employee FICA saving (7.65% of the $5,250 cap) and the true total is $1,556.63. 26 U.S.C. §3121
2026-07-12 PMI Deduction Calculator Phaseout framed as a round "$100k to $110k" AGI band ($110,000 / $55,000 MFS). The deduction is eliminated above $109,000 ($54,500 MFS) — the statute reduces it 10% per $1,000-or-fraction over $100,000, and the 10th step lands at $109,001, not $110,000. IRC §163(h)(3)(E)(ii)
2026-07-12 QCD vs. Charitable Deduction Calculator First search pass returned $108,000 as the 2026 qualified charitable distribution limit. $108,000 is the 2025 figure. The 2026 annual QCD exclusion is $111,000. IRS Notice 2025-67
2026-07-12 Roth Catch-Up Calculator Wage threshold cited as $145,000, the commonly-repeated figure. $145,000 is only the un-indexed statutory base. The actual 2026 threshold, after cost-of-living indexing, is $150,000. IRS Notice 2025-67
2026-07-12 1099 Threshold Checker Card processors (Stripe, Square) grouped with the $20,000-and-200-transaction payment-app rule. Payment-card transactions have no minimum at all — any amount, any count. The $20,000-and-200 test applies only to third-party network apps (PayPal, Venmo, marketplaces). IRS Notice 2025-62
2026-07-12 1099 Threshold Checker 1099-NEC/MISC assumed to use the same year and inequality as the 1099-K rule. 1099-K requires strictly exceeding both $20,000 and 200 transactions. 1099-NEC/MISC use "$2,000 or more," and that floor only starts in tax year 2026 — 2025 payments still use the old $600 floor. IRS Notice 2025-62
2026-07-12 Social Security Wage Base Max-Out Calculator Any Social Security over-withholding assumed claimable as a credit on the return. Only overpayment from two or more employers is a Schedule 3, Part II credit. A single employer's over-withholding isn't a 1040 credit at all — the employer must adjust it, or the employee files Form 843. IRS Topic 608
2026-07-12 W-4 Overtime & Tips Withholding Helper Draft guidance pointed workers to Form W-4 Step 4(c) to reduce withholding on tips and overtime. It's Step 4(b), Deductions, which lowers withholding. Step 4(c) is extra withholding — it does the opposite of what the tool is for. Final 2026 Form W-4
2026-07-12 W-2 Box Decoder Treated the Federal Register publish date (April 13, 2026) as the Treasury Tipped Occupation Code final rule's effective date. TD 10044 (91 FR 19026) was published April 13, 2026 but, per its own DATES section, took effect June 12, 2026. 26 CFR 1.224-1
2026-07-12 Dependent Care FSA vs. Credit Calculator Framed as finding an "optimal split" between the Dependent Care FSA and the Child & Dependent Care Credit. The credit's expense cap is reduced dollar-for-dollar by the FSA exclusion, so the benefit is linear in the FSA amount. The answer is almost always a corner — max the FSA, or skip it — not a smooth split. IRC §21(c)
2026-07-12 Dependent Care FSA vs. Credit Calculator Assumed the same married-filing-separately treatment applies to both the FSA and the credit. MFS filers generally cannot claim the Child & Dependent Care Credit at all — it requires a joint return. MFS can still use the $3,750 DCFSA, just not the credit. IRC §21(e)(2)
2026-07-12 ABLE Account Contribution Calculator Eligibility framed around the beneficiary's current age being under 46. Eligibility turns on when the disability or blindness began, not the beneficiary's age now. Someone currently 58 whose disability began at 30 qualifies; someone currently 40 whose disability began at 47 does not. 26 U.S.C. §529A(e)(1)
2026-07-11 Ohio Bonus Tax Calculator Ohio's 2025 supplemental withholding rate, 3.5%, carried forward unchanged into 2026. Ohio's supplemental rate dropped to 2.75% effective January 1, 2026, to align with the state's new flat income-tax rate. Ohio Admin. Rule 5703-7-10
2026-07-11 North Carolina Bonus Tax Calculator Assumed North Carolina's supplemental rate equals its 3.99% flat income-tax rate, as it does in most flat-tax states. North Carolina's supplemental withholding rate is 4.09%, deliberately distinct from its 3.99% income-tax rate. North Carolina NC-30 (2026)

Found a figure that looks wrong? Email [email protected] with the tool, the number, and what you're comparing it against — corrections ship within days.