Maryland Paycheck Calculator
A $75,000 salary in Maryland nets roughly $58,242 a year in 2026, once federal income tax, Social Security and Medicare and Maryland state tax are withheld.
These are example numbers. Type yours to see your own.
Based on a $75,000 salary in Maryland, single filer, paid every 2 weeks
$2,240.06
take-home per 2 weeks · $58,242/yr
How your federal tax is calculated on a paycheck in Maryland, bracket by bracket
| Bracket | Income taxed here | Tax |
|---|---|---|
| 10% ($0 – $12,400) | $12,400 | $1,240 |
| 12% ($12,400 – $50,400) | $38,000 | $4,560 |
| 22% ($50,400 – $105,700) | $8,500 | $1,870 |
Taxable income $58,900 after the $16,100 standard deduction. Your federal marginal rate is 22%, the federal tax on your next dollar earned.
Compare your take-home pay with Virginia, District of Columbia or Pennsylvania
2025 standard deduction (2026 pending). Maryland's tax rates for 2026 are current, but it has not published its 2026 standard deduction yet, so this page subtracts its 2025 amount. We update this page when the state publishes.
Which 2026 rules apply to your Maryland paycheck?
Tick what is true for you and these Maryland notes narrow to your situation.
Tips: federally deductible, but Maryland still taxes tips in full. Work out the tip deduction
Overtime: federally deductible, but Maryland still taxes overtime premium pay in full. Work out the overtime deduction
Bonuses: Maryland withholds a flat 6.5% on supplemental pay, separately from your regular wages. Estimate the tax on a bonus in Maryland
Turning 65: the $6,000 federal senior deduction comes off your federal return; Maryland's ten brackets still apply to the same wages. Check the senior deduction
Use this free Maryland (MD) paycheck, payroll and income tax calculator to estimate your 2026 take-home pay after federal income tax, Social Security, Medicare, and Maryland's graduated state income tax (ten brackets, 2% to 6.5%).
Adjust the calculator inputs to see the breakdown for your own Maryland paycheck.
Maryland's ten-bracket ladder (2%–6.5%): what comes out of each 2026 check
Maryland taxes income on a graduated state schedule for 2026, applied after the state deduction for your filing status. This calculator applies that on top of federal withholding and Social Security / Medicare to estimate your Maryland take-home pay.
Maryland uses a graduated income tax with 10 brackets for 2026, with marginal rates ranging from 2% to a top rate of 6.5% (which applies to single-filer taxable income above $1,000,000). For 2026, Maryland's state standard deduction is $3,350 for single filers and $6,700 for married couples filing jointly. As a worked example, a single filer earning $60,000 pays about $2,638 in Maryland income tax (roughly 4.4% of gross) before federal tax and FICA.
What this estimate doesn't include: Local income taxes are not included. Maryland counties and Baltimore City levy a separate LOCAL income tax (roughly 2.25%-3.30% of Maryland taxable income, varying by county) that is NOT included in this estimate. At moderate incomes the local piece can rival or exceed the state tax. Maryland's tax rates for 2026 are current, but its standard deduction here is the 2025 amount, $3,350 for a single filer and $6,700 for a joint return or head of household. Maryland indexes the deduction to the cost of living for tax years after 2025 but has not announced the 2026 figure, so this page uses the 2025 one until it does. The 2% Maryland surtax on net capital gains (for filers with federal AGI over $350,000) is not modeled. Personal exemptions and itemized-deduction phase-outs are not modeled; this estimate assumes the standard deduction. City, county or school-district income taxes where they apply, court-ordered deductions, union dues, and anything else your specific employer withholds are not in this figure; your pay stub is the authority on those.
Estimates only, not tax advice. The section "What this estimate doesn't include" above lists what's left out; see also our terms and the corrections log.
Maryland's ten 2025 brackets, from 2% to 6.5% (single filers)
Maryland's graduated single-filer schedule for 2025, applied after the state deduction:
| Taxable income | Marginal rate |
|---|---|
| $0 – $1,000 | 2% |
| $1,000 – $2,000 | 3% |
| $2,000 – $3,000 | 4% |
| $3,000 – $100,000 | 4.75% |
| $100,000 – $125,000 | 5% |
| $125,000 – $150,000 | 5.25% |
| $150,000 – $250,000 | 5.5% |
| $250,000 – $500,000 | 5.75% |
| $500,000 – $1,000,000 | 6.25% |
| $1,000,000 and above | 6.5% |
Your paycheck vs the $102,905 Maryland median
| Median household income (2024 (ACS 1-Year)) | $102,905 |
| Take-home (single filer) | ≈$76,547 |
Local income taxes in Maryland
All 23 Maryland counties plus Baltimore City levy a local 'piggyback' income tax, deducted via withholding and paid with the state return. The maximum local rate for 2026 is 3.30% (the cap rose from 3.20% for tax years after 2024). Rates range from 2.25% (Worcester, the lowest) up to 3.30%; most large counties - Howard, Montgomery, Prince George's and Baltimore City - are at 3.20%, while only Dorchester and Kent are at the 3.30% cap. Anne Arundel and Frederick counties use income-tiered rates.
Beyond the paycheck: Maryland's 6% sales tax and property tax
| Sales tax | 6% (≈6% with local) |
| Property tax | ≈0.9% — Near the U.S. median effective property tax rate. |
Is overtime and tips tax-free in Maryland? Federally yes, but Maryland still taxes both
For tax years 2025 to 2028 there is a federal deduction for qualified overtime premium pay and tips (OBBBA caps & rules). FICA comes out either way.
Maryland state income tax: Maryland has not adopted the federal tips/overtime deductions for state income tax as of mid-2026, so they reduce your federal tax only. (source: marylandcomptroller.gov)
- Overtime: 2025 — not deductible on your Maryland return (still state-taxed); 2026–2028 — not deductible on your Maryland return (still state-taxed).
- Tips: 2025 — not deductible on your Maryland return (still state-taxed); 2026–2028 — not deductible on your Maryland return (still state-taxed).
Related: overtime calculator · tips by state · tips calculator · overtime by state.
Maryland's own $15.00 minimum wage — above the federal floor (2026)
$15.00/hour (≈$31,200/year full-time). Maryland's state minimum wage is frozen at $15.00/hour with no scheduled increase; Montgomery, Howard, and Prince George's counties set higher local minimums.
Two Maryland payroll quirks worth knowing
- Maryland's 2025 legislative session added two new top income tax brackets for 2026 (6.25% and 6.5%), raising the top marginal state rate from 5.75% to 6.5%; combined with the county piggyback tax (now capped at 3.3%) the top combined rate can reach about 9.8%.
- Maryland's FAMLI paid family and medical leave program has no employee payroll deduction in 2026; contributions were delayed to begin January 1, 2027, with benefits starting in 2028.
Maryland paycheck FAQ
Does Maryland have a state income tax in 2026?
Yes — ten graduated brackets from 2% to 6.5% in 2026, on top of federal tax and FICA.
Do cities or counties in Maryland take a local income tax out of paychecks?
All 23 Maryland counties plus Baltimore City levy a local 'piggyback' income tax, deducted via withholding and paid with the state return. The maximum local rate for 2026 is 3.30% (the cap rose from 3.20% for tax years after 2024). Rates range from 2.25% (Worcester, the lowest) up to 3.30%; most large counties - Howard, Montgomery, Prince George's and Baltimore City - are at 3.20%, while only Dorchester and Kent are at the 3.30% cap. Anne Arundel and Frederick counties use income-tiered rates.
Compare a paycheck next door: Virginia, District of Columbia & Pennsylvania
| State | State income tax (2026) | Take-home on $75,000 (single) |
|---|---|---|
| Maryland | ten brackets, 2%–6.5% | $58,242 |
| Virginia | four brackets, 2%–5.75% | $58,041 |
| District of Columbia | seven brackets, 4%–10.75% | $58,093 |
| Pennsylvania | flat 3.07% | $59,238 |
| Delaware | seven brackets, 0%–6.6% | $57,874 |
Those are the states next door. To see where Maryland lands against all of them at once, our take-home pay by state study runs an identical salary at two levels, $75,000 and $100,000, through the 2026 rules of every state and DC, except Arizona, California, District of Columbia, Idaho, Maryland and Vermont, still on their 2025 tables, ranked from the most take-home pay to the least.
All state paycheck calculators →
Data compiled and maintained by Edmond Daher · Updated 2026-07-31