South Carolina Paycheck Calculator
Earning $75,000 in South Carolina? Your estimated 2026 take-home is about $58,935 after federal tax and FICA, and South Carolina state income tax.
These are example numbers. Type yours to see your own.
Based on a $75,000 salary in South Carolina, single filer, paid every 2 weeks
$2,266.75
take-home per 2 weeks · $58,935/yr
Bracket by bracket: the federal tax inside your South Carolina paycheck
| Bracket | Income taxed here | Tax |
|---|---|---|
| 10% ($0 – $12,400) | $12,400 | $1,240 |
| 12% ($12,400 – $50,400) | $38,000 | $4,560 |
| 22% ($50,400 – $105,700) | $8,500 | $1,870 |
Taxable income $58,900 after the $16,100 standard deduction. Your federal marginal rate is 22%, the federal tax on your next dollar earned.
Compare your take-home pay with North Carolina, Georgia or Tennessee
Which 2026 rules apply to your South Carolina paycheck?
Choose anything that matches how you are paid in South Carolina and the list trims itself.
Tips: federally deductible, but South Carolina still taxes tips in full. Work out the tip deduction
Overtime: federally deductible, but South Carolina still taxes overtime premium pay in full. Work out the overtime deduction
Bonuses: a bonus is withheld on the ordinary South Carolina tables, because South Carolina sets no separate supplemental rate. Estimate the tax on a bonus in South Carolina
Turning 65: the $6,000 federal senior deduction comes off your federal return; South Carolina's two brackets still apply to the same wages. Check the senior deduction
See every 2026 rule that matches your answers in South Carolina
Use this free South Carolina (SC) paycheck, payroll and income tax calculator to estimate your 2026 take-home pay after federal income tax, Social Security, Medicare, and South Carolina's graduated state income tax (two brackets, 1.99% to 5.21%).
Enter your own pay in the calculator to estimate your South Carolina take-home pay for any salary or hourly wage.
South Carolina's two-bracket ladder (1.99%–5.21%): what comes out of each 2026 check
South Carolina taxes income on a graduated state schedule for 2026, applied after the state deduction for your filing status. This calculator applies that on top of federal withholding and Social Security / Medicare to estimate your South Carolina take-home pay.
South Carolina uses a graduated income tax with 2 brackets for 2026, with marginal rates ranging from 1.99% to a top rate of 5.21% (which applies to single-filer taxable income above $30,000). For 2026, South Carolina's state standard deduction is $15,000 for single filers and $30,000 for married couples filing jointly. As a worked example, a single filer earning $60,000 pays about $1,662 in South Carolina income tax (roughly 2.8% of gross) before federal tax and FICA.
What this estimate doesn't include: South Carolina rewrote its income tax for 2026 (H. 4216, Act 110): 1.99% on taxable income below $30,000 and 5.21% above, with the South Carolina Income Adjusted Deduction (SCIAD) replacing the federal standard deduction. The SCIAD starts at $15,000 for single or married filing separately, $22,500 for head of household and $30,000 for married filing jointly, and shrinks as income rises until it reaches zero at $95,000, $142,500 and $190,000 respectively. This calculator now applies that reduction. The statute measures it against your federal adjusted gross income; we use your wages less pre-tax deductions, so if you have income or adjustments outside your paycheck your real deduction may be smaller than shown. South Carolina starts from federal AGI; this estimate approximates taxable income as wages minus the SCIAD and does not model federal-AGI adjustments, the capped state EITC ($200), or other SC credits. South Carolina has no local/city income tax on wages. Under H.4216 the top rate may be reduced further in future years if state revenue triggers are met; figures shown are the enacted 2026 rates. Paycheck withholding is a separate calculation from the yearly tax. The 2026 SC Withholding Tax Formula the SC Department of Revenue currently publishes (form WH-1603F, Rev. 11/4/25) was issued before H. 4216 was signed and still withholds at the older 0%, 3% and 6% rates using a $5,000 personal allowance. Until the SCDOR reissues it, the South Carolina tax withheld on a 2026 paystub may not match the yearly estimate shown here. City, county or school-district income taxes where they apply, court-ordered deductions, union dues, and anything else your specific employer withholds are not in this figure; your pay stub is the authority on those.
Estimates only, not tax advice. The section "What this estimate doesn't include" above lists what's left out; see also our terms and the corrections log.
South Carolina's two 2026 brackets, from 1.99% to 5.21% (single filers)
South Carolina's graduated single-filer schedule for 2026, applied after the state deduction:
| Taxable income | Marginal rate |
|---|---|
| $0 – $30,000 | 1.99% |
| $30,000 and above | 5.21% |
Beyond the paycheck: South Carolina's 6% sales tax and property tax
| Sales tax | 6% (≈7.49% with local) |
| Property tax | ≈0.49% — 0.49% effective rate on owner-occupied housing value — among the lowest property tax rates in the nation, aided by the owner-occupied (4% assessment) classification. |
South Carolina stays on the federal $7.25 minimum wage in 2026
$7.25/hour (≈$15,080/year full-time). South Carolina has NO state minimum wage law; FLSA-covered workers default to the federal $7.25/hr.
No city or county income tax anywhere in South Carolina
No South Carolina city or county levies a local income/payroll tax; only state income tax is withheld.
Is overtime and tips tax-free in South Carolina? Federally yes, but South Carolina still taxes both
For tax years 2025 to 2028 there is a federal deduction for qualified overtime premium pay and tips (OBBBA caps & rules). FICA comes out either way.
South Carolina state income tax: South Carolina's IRC conformity date (December 31, 2024) pre-dates the federal OBBBA, and the 2026 conformity bill (H3368) was not enacted, so the tips (§224) and overtime (§225) deductions must be added back on the South Carolina return — they reduce your federal tax only. (source: dor.sc.gov)
- Overtime: 2025 — not deductible on your South Carolina return (still state-taxed); 2026–2028 — not deductible on your South Carolina return (still state-taxed).
- Tips: 2025 — not deductible on your South Carolina return (still state-taxed); 2026–2028 — not deductible on your South Carolina return (still state-taxed).
Related: tips by state · tips calculator · overtime calculator · overtime by state.
Your paycheck vs the $72,350 South Carolina median
| Median household income (2024) | $72,350 |
| Take-home (single filer) | ≈$57,247 |
One South Carolina payroll quirk worth knowing
- H.4216 decouples South Carolina from the federal standard/itemized deductions, starting from federal AGI and substituting a new 'SC Income Adjusted Deduction' (SCIAD) — changing how taxable income (and withholding) is computed for 2026 paychecks.
South Carolina paycheck FAQ
What is unusual about how South Carolina handles payroll taxes?
Under H.4216 (signed March 2026), South Carolina restructured its income tax to two rates — 1.99% on income below $30,000 and 5.21% above (top rate down from the prior 6.2% schedule) — with future cuts toward a flat structure if revenue triggers are met.
Does South Carolina have a state income tax in 2026?
Yes — two graduated brackets from 1.99% to 5.21% in 2026, on top of federal tax and FICA.
Compare a paycheck next door: North Carolina, Georgia & Tennessee
| State | State income tax (2026) | Take-home on $75,000 (single) |
|---|---|---|
| South Carolina | two brackets, 1.99%–5.21% | $58,935 |
| North Carolina | flat 3.99% | $59,109 |
| Georgia | flat 4.99% | $58,599 |
| Tennessee | no state income tax | $61,593 |
Those are the states next door. To see where South Carolina lands against all of them at once, our take-home pay by state study runs an identical salary at two levels, $75,000 and $100,000, through the 2026 rules of every state and DC, except Arizona, California, District of Columbia, Idaho, Maryland and Vermont, still on their 2025 tables, ranked from the most take-home pay to the least.
All state paycheck calculators →
Data compiled and maintained by Edmond Daher · Updated 2026-07-31