Tennessee Paycheck Calculator
Earning $75,000 in Tennessee? Your estimated 2026 take-home is about $61,593 after federal tax and FICA.
Based on a $75,000 salary in Tennessee, single filer, paid every 2 weeks
$2,368.94
take-home per 2 weeks · $61,593/yr
Your federal tax on Tennessee pay, worked out one bracket at a time
| Bracket | Income taxed here | Tax |
|---|---|---|
| 10% ($0 – $12,400) | $12,400 | $1,240 |
| 12% ($12,400 – $50,400) | $38,000 | $4,560 |
| 22% ($50,400 – $105,700) | $8,500 | $1,870 |
Taxable income $58,900 after the $16,100 standard deduction. Your federal marginal rate is 22%, the federal tax on your next dollar earned.
Compare your take-home pay with Georgia, Kentucky or North Carolina
Tips, overtime, bonuses, turning 65: what Tennessee workers should check
Tick the boxes that describe your pay. The Tennessee pointers then show only those.
Tips: federally deductible, and Tennessee runs on sales taxes rather than a wage tax, so nothing more is claimed at state level. Work out the tip deduction
Overtime: federally deductible, and Tennessee has no wage tax to tax overtime premium pay anyway. Work out the overtime deduction
Bonuses: Tennessee publishes no supplemental rate, which leaves federal withholding as the only bite out of a bonus. Estimate the tax on a bonus in Tennessee
Turning 65: the $6,000 federal senior deduction is all there is to claim, as Tennessee taxes no wages to begin with. Check the senior deduction
Use this free Tennessee (TN) paycheck and payroll calculator to estimate your 2026 take-home pay. Tennessee runs on sales taxes, not a wage tax, so just federal tax and FICA come out.
Adjust the calculator inputs to see the breakdown for your own Tennessee paycheck.
No state income tax in Tennessee — so what still shrinks your 2026 paycheck?
Because Tennessee levies no state income tax, the only deductions on your 2026 paycheck are federal withholding and FICA — no state line at all, which leaves more in your pocket than the same job in a taxing state. Tennessee has no tax on wages; its 'Hall tax' on interest and dividend income was fully repealed in 2021, making the state completely income-tax-free.
What this estimate doesn't include: City, county or school-district income taxes where they apply, court-ordered deductions, union dues, and anything else your specific employer withholds are not in this figure; your pay stub is the authority on those. No state income tax does not mean no state payroll deductions. Check your stub for state-run leave or disability contributions.
Estimates only, not tax advice. The section "What this estimate doesn't include" above lists what's left out; see also our terms and the corrections log.
Your paycheck vs the $71,997 Tennessee median
| Median household income (2024) | $71,997 |
| Take-home (single filer) | ≈$59,480 |
One Tennessee payroll quirk worth knowing
- Tennessee has the second-highest average combined sales tax in the nation at 9.61% (7.00% state + ~2.61% local), the trade-off for having no wage income tax.
What Tennessee levies instead: 7% sales tax and property tax
| Sales tax | 7% (≈9.61% with local) |
| Property tax | ≈0.52% — Among the lower effective property-tax rates nationally (Tax Foundation 2026, owner-occupied housing value). |
Is overtime and tips tax-free in Tennessee? Federally yes — no Tennessee wage tax anyway
For tax years 2025 to 2028 there is a federal deduction for qualified overtime premium pay and tips (OBBBA caps & rules). FICA comes out either way.
Related: overtime by state · tips by state · overtime calculator · tips calculator.
No city or county income tax anywhere in Tennessee
No state wage income tax and no local/city income taxes. The Hall income tax (on interest and dividends only, never on wages) was fully repealed effective Jan 1, 2021.
Tennessee stays on the federal $7.25 minimum wage in 2026
$7.25/hour (≈$15,080/year full-time). Tennessee has no state minimum wage law, so the federal minimum of $7.25/hr applies.
Tennessee paycheck FAQ
Does Tennessee have a state income tax in 2026?
No — Tennessee runs on sales taxes, not a wage tax.
What is unusual about how Tennessee handles payroll taxes?
Tennessee became a fully no-income-tax state only in 2021, when the Hall income tax on interest and dividends was completely phased out (reduced 1 point/year from 2016-2020); wages were never taxed.
Compare a paycheck next door: Georgia, Kentucky & North Carolina
| State | State income tax (2026) | Take-home on $75,000 (single) |
|---|---|---|
| Tennessee | no state income tax | $61,593 |
| Georgia | flat 4.99% | $58,599 |
| Kentucky | flat 3.5% | $59,085 |
| North Carolina | flat 3.99% | $59,109 |
| Alabama | three brackets, 2%–5% | $58,033 |
Those are the states next door. To see where Tennessee lands against all of them at once, our take-home pay by state study runs an identical salary at two levels, $75,000 and $100,000, through the 2026 rules of every state and DC, except Arizona, California, District of Columbia, Idaho and Vermont, still on their 2025 tables, ranked from the most take-home pay to the least.
All state paycheck calculators →
Data compiled and maintained by Edmond Daher · Updated 2026-06-16