Mississippi Paycheck Calculator
A $75,000 salary in Mississippi nets roughly $59,325 a year in 2026, once federal income tax, Social Security and Medicare and Mississippi state tax are withheld.
Based on a $75,000 salary in Mississippi, single filer, paid every 2 weeks
$2,281.71
take-home per 2 weeks · $59,325/yr
Your federal tax on Mississippi pay, worked out one bracket at a time
| Bracket | Income taxed here | Tax |
|---|---|---|
| 10% ($0 – $12,400) | $12,400 | $1,240 |
| 12% ($12,400 – $50,400) | $38,000 | $4,560 |
| 22% ($50,400 – $105,700) | $8,500 | $1,870 |
Taxable income $58,900 after the $16,100 standard deduction. Your federal marginal rate is 22%, the federal tax on your next dollar earned.
Compare your take-home pay with Louisiana, Alabama or Tennessee
Tips, overtime, bonuses, turning 65: what Mississippi workers should check
Tick what is true for you and these Mississippi notes narrow to your situation.
Tips: federally deductible, but Mississippi still taxes tips in full. Work out the tip deduction
Overtime: federally deductible, but Mississippi still taxes overtime premium pay in full. Work out the overtime deduction
Bonuses: a bonus is withheld on the ordinary Mississippi tables, because Mississippi sets no separate supplemental rate. Estimate the tax on a bonus in Mississippi
Turning 65: the $6,000 federal senior deduction comes off your federal return; Mississippi's two brackets still apply to the same wages. Check the senior deduction
See every 2026 rule that matches your answers in Mississippi
Use this free Mississippi (MS) paycheck, payroll and income tax calculator to estimate your 2026 take-home pay after federal income tax, Social Security, Medicare, and Mississippi's flat 4% state income tax, which skips the first $10,000 of taxable income — your pay after the state deduction.
Adjust the calculator inputs to see the breakdown for your own Mississippi paycheck.
How Mississippi's flat 4% income tax, which skips the first $10,000 of taxable income, hits your 2026 paycheck
Mississippi levies a flat 4% state income tax for 2026, applied after the state deduction for your filing status — and the first $10,000 of taxable income above that deduction is taxed at 0%, so only what is left pays the 4%. This calculator applies that on top of federal withholding and Social Security / Medicare to estimate your Mississippi take-home pay.
For 2026, Mississippi's state standard deduction is $8,300 for single filers and $16,600 for married couples filing jointly; after that, the first $10,000 of remaining taxable income is taxed at 0% and every dollar above it at the single flat rate of 4% — Mississippi does not run a ladder of rising rates for 2026. As a worked example, a single filer earning $60,000 pays about $1,668 in Mississippi income tax (roughly 2.8% of gross) before federal tax and FICA.
What this estimate doesn't include: City, county or school-district income taxes where they apply, court-ordered deductions, union dues, and anything else your specific employer withholds are not in this figure; your pay stub is the authority on those.
Estimates only, not tax advice. The section "What this estimate doesn't include" above lists what's left out; see also our terms and the corrections log.
Mississippi's two 2026 brackets, from 0% to 4% (single filers)
Mississippi's single-filer schedule for 2026, applied after the state deduction:
| Taxable income | Marginal rate |
|---|---|
| $0 – $10,000 | 0% |
| $10,000 and above | 4% |
Your paycheck vs the $56,447 Mississippi median
| Median household income (2024 (ACS, in 2024 inflation-adjusted dollars)) | $56,447 |
| Take-home (single filer) | ≈$46,009 |
Beyond the paycheck: Mississippi's 7% sales tax and property tax
| Sales tax | 7% (≈7.06% with local) |
| Property tax | ≈0.58% — 0.58% effective rate on owner-occupied housing — among the lowest in the nation (bottom ~10 states). |
One Mississippi payroll quirk worth knowing
- Under the 2025 'Build Up Mississippi Act,' the income tax is scheduled to fall to 3% by 2030 and is set to phase out entirely (potentially by ~2040) through revenue-growth triggers, which would make Mississippi a no-income-tax state.
Is overtime and tips tax-free in Mississippi? Federally yes, but Mississippi still taxes both
Federal law lets you deduct qualified tips and overtime premium pay from 2025 through 2028 (OBBBA caps & rules), though Social Security and Medicare are still withheld.
Mississippi state income tax: Mississippi has not adopted the federal tips/overtime deductions for state income tax as of mid-2026, so they reduce your federal tax only. (source: tax.thomsonreuters.com)
- Overtime: 2025 — not deductible on your Mississippi return (still state-taxed); 2026–2028 — not deductible on your Mississippi return (still state-taxed).
- Tips: 2025 — not deductible on your Mississippi return (still state-taxed); 2026–2028 — not deductible on your Mississippi return (still state-taxed).
Related: tips by state · overtime by state · tips calculator · overtime calculator.
Mississippi stays on the federal $7.25 minimum wage in 2026
$7.25/hour (≈$15,080/year full-time). Mississippi has no state minimum wage law; the federal $7.25/hr applies to covered workers.
No city or county income tax anywhere in Mississippi
Mississippi has no local, city, or county income tax. Only the state flat individual income tax applies to wages.
Mississippi paycheck FAQ
What is unusual about how Mississippi handles payroll taxes?
Mississippi's flat income tax dropped to 4.0% for 2026 (from 4.4%), and the first $10,000 of taxable income is fully exempt — so the 4.0% rate applies only to income above $10,000.
Does Mississippi have a state income tax in 2026?
Yes — though it behaves like a flat 4% rather than a ladder of rising rates. For 2026, a single filer's first $10,000 of taxable income — that is pay left after the state standard deduction — is taxed at 0%, and every dollar above it at 4%, on top of federal tax and FICA.
Compare a paycheck next door: Louisiana, Alabama & Tennessee
| State | State income tax (2026) | Take-home on $75,000 (single) |
|---|---|---|
| Mississippi | two brackets, 0%–4% | $59,325 |
| Louisiana | flat 3% | $59,729 |
| Alabama | three brackets, 2%–5% | $58,033 |
| Tennessee | no state income tax | $61,593 |
| Arkansas | five brackets, 0%–3.7% | $59,276 |
Those are the states next door. To see where Mississippi lands against all of them at once, our take-home pay by state study runs an identical salary at two levels, $75,000 and $100,000, through the 2026 rules of every state and DC, except Arizona, California, District of Columbia, Idaho and Vermont, still on their 2025 tables, ranked from the most take-home pay to the least.
All state paycheck calculators →
Data compiled and maintained by Edmond Daher · Updated 2026-06-16