Take-home pay on a $30,000 salary in Oregon

What applies to you at $30,000, and what does not

What Oregon's minimum wage keeps, and what $30,000 keeps

The minimum wage in Oregon is $15.55 an hour, which is $32,344 a year at forty hours a week. $30,000 is BELOW that: a full-time year at the Oregon minimum pays $2,344 more than this rung. Run the floor through the same engine and it keeps $25,686 of that $32,344 — 20.6% withheld — against 19.9% at $30,000. Both salaries sit low enough that the standard deduction is doing most of the work, which is why the two withholding shares are so close together despite the $2,344 between the salaries.

Standard rate effective July 1, 2026 (Oregon adjusts mid-year). Three regional tiers: Portland Metro (urban growth boundary) $16.80, Standard $15.55, Non-Urban (18 rural counties) $14.55. Driven by 3.3% CPI (Mar 2025–Mar 2026).

$30,000 against Oregon's own schedule

Oregon taxes a single filer through four bands. $30,000 reaches the third of them, so the top slice of your Oregon taxable income ($27,090 after the $2,910 Oregon takes off first) is charged at 8.75%. The next band up begins $97,910 further on, so a raise of roughly that size is where your Oregon rate next moves. The band $30,000 tops out in runs $113,600 from edge to edge, so it governs a long stretch of income. A raise has to be substantial before any of it is charged at a higher Oregon rate.

You have only just crossed into this band — about 13.8% of the way through it — so most of your Oregon taxable income is still being charged at the lower rates below, and there is a long run before the next edge.

$30,000 is the bottom of this ladder

Nothing below this level is modelled here. Going up to $40,000 would add $7,090 a year, $591 a month, out of $10,000 of extra gross — 70.9% of the raise survives withholding, the highest keep rate anywhere on this page, because the bands down here are the cheapest ones.

$30,000 before anything local

The $24,024 above is what $30,000 leaves after federal withholding, FICA and Oregon state withholding, and nothing else. Anything a city, county or school district levies on wages sits outside that figure, and whether any of it reaches your paycheck is a municipal question rather than a state one — so it is not modelled here. Oregon's own published position is below.

Portland metro area levies multiple local personal income taxes administered by the City of Portland Revenue Division: Metro Supportive Housing Services (SHS) tax of 1% on income above $128,000 single / $205,000 joint (2026, first inflation-adjusted year), and Multnomah County Preschool for All (PFA) tax of 1.5% above $125,000 single / $200,000 joint, plus an extra 1.5% above $250,000 single / $400,000 joint. No statewide local income tax outside the Portland metro.

The federal band that governs a raise at $30,000

The next dollar you earn at $30,000 is taxed in the second federal band. It runs $38,000 from edge to edge, 3.1 times the width of the band beneath it, and it is the widest band your taxable income reaches, which is why a raise at this level is unusually efficient: nothing about the extra income changes its treatment until you leave the band. The band still has $36,500 of headroom, which is about $36,500 of raise before a higher rate touches any part of it.

Where Oregon ranks on $30,000

Run the same $30,000 through all fifty states and the District of Columbia and Oregon comes last on take-home pay, keeping $24,024. The jurisdictions immediately above it at this salary are Illinois and Kansas; nothing keeps less. North Dakota tops the table at $26,285, $2,261 more than Oregon on identical gross pay, and nowhere keeps less than Oregon does. That ranking is specific to $30,000: flat-rate and graduated states change places as income rises, so Oregon's neighbours on this table are different at other salaries.

What Oregon takes from a bonus at $30,000

Oregon withholds supplemental wages — a bonus, a commission, a payout — at a flat 8%, not at the rate the rest of your pay is charged. That is below the 8.75% your salary is charged at this rung, so a bonus is under-withheld and the difference is owed at filing. On $1,000 of bonus it is the difference between $80.00 and $87.50 of Oregon withholding. Withholding is not the tax: what you owe is settled on the return either way.

Maxing a 401(k) is not realistic at $30,000

The 2026 elective deferral limit is $24,500, which is 81.7% of a $30,000 salary. Nobody at this income is hitting it, and the advice to "max out your 401(k)" is written for a salary several rungs up this ladder. What is worth knowing is the rate: every dollar you do defer comes off at 12% federally plus 8.75% in Oregon, so even a small contribution is bought at a real discount.

The federal tips and overtime break, and what Oregon does with it

The tips and overtime deductions described on this page are federal. On the state return Oregon treats them alike: it follows the federal tips and overtime deductions.

Oregon conforms (rolling conformity); the deductions flow through to the state return.

What $30,000 does to the childcare credit

The Child and Dependent Care Credit pays a percentage of qualifying care costs, up to $3,000 of expenses for one dependent and $6,000 for two or more, and that percentage is set by your income. At $30,000 it is 43.0%: you are on the first slide, where the rate drops a point for every $2,000 of income above $15,000. It levels off at 35.0% once income reaches $45,000, so a raise from here costs you a little of this credit on the way. The credit is nonrefundable and is not modelled in the take-home figures above, which assume no dependents.

Oregon's payroll premiums on $30,000

Separately from income tax, Oregon withholds two employee-funded premiums from this paycheck.

• Oregon Paid Leave at 0.60% costs $180.00 a year, $6.92 a paycheck. It is charged on only the first $184,500 of wages, which $30,000 does not reach, so the whole salary carries it.
• Oregon Transit Tax at 0.10% costs $30.00 a year, $1.15 a paycheck. No ceiling applies to it, so it is charged on every dollar of wages.

Together they take $210.00 a year out of $30,000, 0.7% of gross pay. They are withheld after tax, so unlike a 401(k) contribution they reduce nothing else, and they appear in no bracket table anywhere.

How this figure was computed

These figures are generated, not written: the 2026 tax data file in this repository goes into the same engine that powers the Oregon paycheck calculator, and the page is rebuilt from the result.

Gross

$30,000 a year, spread evenly: $14.42 an hour, $1,153.85 a fortnight.

Federal

2026 brackets on $13,900 taxable (gross less the $16,100 standard deduction), Rev. Proc. 2025-32 → $1,420.

FICA

Social Security $1,860 on all of $30,000, under the $184,500 base. Medicare $435.

Oregon

Its own schedule on $27,090 after the $2,910 Oregon subtracts first, through three bands → $2,051. Plus Oregon Paid Leave at 0.60% → $180.00 and Oregon Transit Tax at 0.10% → $30.00.

What this does not include

• Not in the arithmetic. Pre-tax deductions (401(k), HSA, FSA, premiums), dependents and credits, itemizing, non-wage income, and the employer's half of FICA.
• What is specifically live at $30,000. None of the following is in the take-home figure above, and all of it is real at this income: the Child and Dependent Care Credit, whose rate at this income is set by the §21 schedule described above.
• Local income taxes are not included. Oregon localities (e.g. Portland Metro Supportive Housing Services tax and Multnomah County Preschool For All tax) levy SEPARATE local personal income taxes that are not modeled here.
• Oregon allows a subtraction for federal income tax paid (up to $8,750 for 2026, phased out at higher incomes). This subtraction is NOT modeled, so estimates for filers who claim it will run HIGHER than the actual Oregon tax.
• Head of household uses Oregon's Chart J brackets (same as married filing jointly) but its own $4,650 standard deduction, per the DOR rate charts.
• Oregon's Statewide Transit Tax is now included. It is one-tenth of 1% of your wages, comes out of your pay, and has no wage cap, so on $75,000 it is $75 a year.
• Oregon's personal exemption credit ($260/exemption for 2026), Earned Income Credit, and other credits/subtractions are not modeled.

A computed estimate, not tax advice. Your own W-4, benefits and credits move the number.