Minnesota Paycheck Calculator
A $75,000 salary in Minnesota nets roughly $57,686 a year in 2026, once federal income tax, Social Security and Medicare and Minnesota state tax and MN paid family leave contributions are withheld.
These are example numbers. Type yours to see your own.
Based on a $75,000 salary in Minnesota, single filer, paid every 2 weeks
$2,218.69
take-home per 2 weeks · $57,686/yr
Your federal tax on Minnesota pay, worked out one bracket at a time
| Bracket | Income taxed here | Tax |
|---|---|---|
| 10% ($0 – $12,400) | $12,400 | $1,240 |
| 12% ($12,400 – $50,400) | $38,000 | $4,560 |
| 22% ($50,400 – $105,700) | $8,500 | $1,870 |
Taxable income $58,900 after the $16,100 standard deduction. Your federal marginal rate is 22%, the federal tax on your next dollar earned.
Compare your take-home pay with Wisconsin, Iowa or North Dakota
Your pay in Minnesota: which 2026 breaks are yours to claim?
Tick what is true for you and these Minnesota notes narrow to your situation.
Tips: federally deductible, but Minnesota still taxes tips in full. Work out the tip deduction
Overtime: federally deductible, but Minnesota still taxes overtime premium pay in full. Work out the overtime deduction
Bonuses: Minnesota withholds a flat 6.25% on supplemental pay, separately from your regular wages. Estimate the tax on a bonus in Minnesota
Turning 65: the $6,000 federal senior deduction comes off your federal return; Minnesota's four brackets still apply to the same wages. Check the senior deduction
Use this free Minnesota (MN) paycheck, payroll and income tax calculator to estimate your 2026 take-home pay after federal income tax, Social Security, Medicare, and Minnesota's graduated state income tax (four brackets, 5.35% to 9.85%).
Adjust the calculator inputs to see the breakdown for your own Minnesota paycheck.
Minnesota's four-bracket ladder (5.35%–9.85%): what comes out of each 2026 check
Your Minnesota state income tax for 2026 is figured on a graduated bracket schedule, layered on after the state deduction. This calculator applies that on top of federal withholding and Social Security / Medicare to estimate your Minnesota take-home pay.
Minnesota uses a graduated income tax with 4 brackets for 2026, with marginal rates ranging from 5.35% to a top rate of 9.85% (which applies to single-filer taxable income above $203,150). For 2026, Minnesota's state standard deduction is $15,300 for single filers and $30,600 for married couples filing jointly. As a worked example, a single filer earning $60,000 pays about $2,557 in Minnesota income tax (roughly 4.3% of gross) before federal tax and FICA.
What this estimate doesn't include: Minnesota has no local/city income tax on wages. The 'Single / Married filing separately' option uses Minnesota's Single bracket schedule; actual Married-Filing-Separately filers in Minnesota use narrower brackets (5.35% to $24,350, 6.80% to $96,740, 7.85% to $168,965). Minnesota's dependent exemption ($5,300/dependent), Social Security subtraction, working family credit, and other credits/subtractions are not modeled. City, county or school-district income taxes where they apply, court-ordered deductions, union dues, and anything else your specific employer withholds are not in this figure; your pay stub is the authority on those.
Estimates only, not tax advice. The section "What this estimate doesn't include" above lists what's left out; see also our terms and the corrections log.
Minnesota's four 2026 brackets, from 5.35% to 9.85% (single filers)
Minnesota's graduated single-filer schedule for 2026, applied after the state deduction:
| Taxable income | Marginal rate |
|---|---|
| $0 – $33,310 | 5.35% |
| $33,310 – $109,430 | 6.8% |
| $109,430 – $203,150 | 7.85% |
| $203,150 and above | 9.85% |
Paid Leave: what else Minnesota takes from your check
On a Minnesota paycheck, these state programs are deducted in addition to income tax and Social Security / Medicare:
| Program | Employee rate (2026) | Wage base / cap |
|---|---|---|
| Paid Leave (PFML) — employee share | 0.44% (employer may deduct up to half of the 0.88% total premium) | Capped at the 2026 Social Security wage base, $184,500 |
Included in your take-home: the MN Paid Leave contribution is subtracted from the take-home estimate at the top of this page. These are withheld after tax and do not lower your taxable income.
No city or county income tax anywhere in Minnesota
Minnesota has no local/city/county income taxes; only the state income tax applies. Local governments fund services via property tax, local sales taxes, and state Local Government Aid.
Minnesota's own $11.41 minimum wage — above the federal floor (2026)
$11.41/hour (≈$23,733/year full-time). Statewide rate effective Jan 1, 2026 (inflation-adjusted, applies to all employers). 90-day training wage for under-20 workers is $9.31. Minneapolis ($16.37) and St. Paul (large/macro employers, $16.37) set higher local minimums.
Your paycheck vs the $87,117 Minnesota median
| Median household income (2024 (ACS 1-Year)) | $87,117 |
| Take-home (single filer) | ≈$65,333 |
Is overtime and tips tax-free in Minnesota? Federally yes, but Minnesota still taxes both
Federal law lets you deduct qualified tips and overtime premium pay from 2025 through 2028 (OBBBA caps & rules), though Social Security and Medicare are still withheld.
Minnesota state income tax: Minnesota has not adopted the federal tips/overtime deductions for state income tax as of mid-2026, so they reduce your federal tax only. (source: revenue.state.mn.us)
- Overtime: 2025 — not deductible on your Minnesota return (still state-taxed); 2026–2028 — not deductible on your Minnesota return (still state-taxed).
- Tips: 2025 — not deductible on your Minnesota return (still state-taxed); 2026–2028 — not deductible on your Minnesota return (still state-taxed).
Related: overtime calculator · tips calculator · tips by state · overtime by state.
Beyond the paycheck: Minnesota's 6.875% sales tax and property tax
| Sales tax | 6.875% (≈8.14% with local) |
| Property tax | ≈1% — Roughly middle of the pack nationally; ~1.00% effective rate on owner-occupied homes per Tax Foundation 2026. |
Two Minnesota payroll quirks worth knowing
- Minnesota's new statewide Paid Leave program launched Jan 1, 2026: the total premium is 0.88% of wages (0.61% medical + 0.27% family), and employers may withhold up to half (0.44%) from the employee — a brand-new line item on 2026 Minnesota paychecks.
- Minnesota's top marginal income tax rate of 9.85% is among the highest in the nation and kicks in above $193,240 (single) / $321,450 (married filing jointly) for tax year 2026; brackets were inflation-adjusted 2.369% from 2025.
Minnesota paycheck FAQ
Does Minnesota have a state income tax in 2026?
Yes — four graduated brackets from 5.35% to 9.85% in 2026, on top of federal tax and FICA.
Besides income tax, what does Minnesota deduct from paychecks?
On top of federal tax and FICA, Minnesota withholds Paid Leave (PFML) — employee share at 0.44% (employer may deduct up to half of the 0.88% total premium). The full rates and wage caps are in the payroll-deductions table on this page.
Compare a paycheck next door: Wisconsin, Iowa & North Dakota
| State | State income tax (2026) | Take-home on $75,000 (single) |
|---|---|---|
| Minnesota | four brackets, 5.35%–9.85% | $57,686 |
| Wisconsin | four brackets, 3.5%–7.65% | $58,221 |
| Iowa | flat 3.8% | $59,354 |
| North Dakota | three brackets, 0%–2.5% | $61,411 |
| South Dakota | no state income tax | $61,593 |
Those are the states next door. To see where Minnesota lands against all of them at once, our take-home pay by state study runs an identical salary at two levels, $75,000 and $100,000, through the 2026 rules of every state and DC, except Arizona, California, District of Columbia, Idaho, Maryland and Vermont, still on their 2025 tables, ranked from the most take-home pay to the least.
All state paycheck calculators →
Data compiled and maintained by Edmond Daher · Updated 2026-07-31