Maine Paycheck Calculator
In Maine for 2026, a $75,000 salary takes home about $57,475 per year after federal income tax and FICA (Social Security and Medicare), and Maine state income tax and ME paid family leave contributions.
These are example numbers. Type yours to see your own.
Based on a $75,000 salary in Maine, single filer, paid every 2 weeks
$2,210.58
take-home per 2 weeks · $57,475/yr
Your federal tax on Maine pay, worked out one bracket at a time
| Bracket | Income taxed here | Tax |
|---|---|---|
| 10% ($0 – $12,400) | $12,400 | $1,240 |
| 12% ($12,400 – $50,400) | $38,000 | $4,560 |
| 22% ($50,400 – $105,700) | $8,500 | $1,870 |
Taxable income $58,900 after the $16,100 standard deduction. Your federal marginal rate is 22%, the federal tax on your next dollar earned.
Compare your take-home pay with New Hampshire, Massachusetts or Vermont
Tips, overtime, bonuses, turning 65: what Maine workers should check
Tick what is true for you and these Maine notes narrow to your situation.
Tips: federally deductible, but Maine still taxes tips in full. Work out the tip deduction
Overtime: federally deductible, but Maine still taxes overtime premium pay in full. Work out the overtime deduction
Bonuses: Maine withholds a flat 5% on supplemental pay, separately from your regular wages. Estimate the tax on a bonus in Maine
Turning 65: the $6,000 federal senior deduction comes off your federal return; Maine's four brackets still apply to the same wages. Check the senior deduction
Use this free Maine (ME) paycheck, payroll and income tax calculator to estimate your 2026 take-home pay after federal income tax, Social Security, Medicare, and Maine's graduated state income tax (four brackets, 5.8% to 9.15%).
Use the calculator for your own salary or hourly rate.
Maine's four-bracket ladder (5.8%–9.15%): what comes out of each 2026 check
Maine uses graduated 2026 state income-tax brackets, so higher pay is taxed at higher marginal rates after the state deduction. This calculator applies that on top of federal withholding and Social Security / Medicare to estimate your Maine take-home pay.
Maine uses a graduated income tax with 4 brackets for 2026, with marginal rates ranging from 5.8% to a top rate of 9.15% (which applies to single-filer taxable income above $1,000,000). For 2026, Maine's state standard deduction is $15,700 for single filers and $31,400 for married couples filing jointly. As a worked example, a single filer earning $60,000 pays about $2,730 in Maine income tax (roughly 4.5% of gross) before federal tax and FICA.
What this estimate doesn't include: Maine's standard deduction and personal exemption PHASE OUT for higher-income taxpayers; this estimate applies the full 2026 standard deduction, so for higher incomes the actual tax can be slightly HIGHER than shown. For 2026 Maine adds a 2% surcharge on taxable income above $1,000,000 (single), $1,500,000 (married filing jointly / head of household), or $750,000 (married filing separately). This estimate models the single/joint thresholds; married-filing-separately filers reach the surcharge sooner. Personal exemptions ($5,300 each), the age-65+/blindness additional deduction, and Maine tax credits are not modeled. Maine has no local or city income tax on wages. City, county or school-district income taxes where they apply, court-ordered deductions, union dues, and anything else your specific employer withholds are not in this figure; your pay stub is the authority on those.
Estimates only, not tax advice. The section "What this estimate doesn't include" above lists what's left out; see also our terms and the corrections log.
Maine's four 2026 brackets, from 5.8% to 9.15% (single filers)
Maine's graduated single-filer schedule for 2026, applied after the state deduction:
| Taxable income | Marginal rate |
|---|---|
| $0 – $27,400 | 5.8% |
| $27,400 – $64,850 | 6.75% |
| $64,850 – $1,000,000 | 7.15% |
| $1,000,000 and above | 9.15% |
Paid Family and Medical Leave: what else Maine takes from your check
Beyond income tax, Maine withholds these state payroll programs directly from employee wages:
| Program | Employee rate (2026) | Wage base / cap |
|---|---|---|
| Paid Family and Medical Leave (PFML) - employee premium | 0.5% of wages (employee max deduction); total program rate is 1% for employers with 15+ employees, of which up to 0.5% is deducted from the employee. Employers with <15 employees pay 0.5% total, fully deductible from the employee. | Wages up to the Social Security taxable maximum, $184,500 for 2026; max annual employee contribution ~$922.50. Contributions began Jan 1, 2025; benefits begin May 1, 2026. |
Included in your take-home: the ME PFML contribution is subtracted from the take-home estimate at the top of this page. These are withheld after tax and do not lower your taxable income.
Beyond the paycheck: Maine's 5.5% sales tax and property tax
| Sales tax | 5.5% (≈5.5% with local) |
| Property tax | ≈0.98% — Roughly mid-to-upper among states; Maine's property tax structure is considered among the least competitive in the nation (it pairs high property taxes with no local sales taxes). |
Your paycheck vs the $74,733 Maine median
| Median household income (2024 (ACS 5-year)) | $74,733 |
| Take-home (single filer) | ≈$57,307 |
Maine's own $15.10 minimum wage — above the federal floor (2026)
$15.10/hour (≈$31,408/year full-time). Effective Jan 1, 2026 (up from $14.65); CPI-indexed annually (CPI-W, Northeast Region). Tipped/service direct cash wage is $7.55/hr.
Is overtime and tips tax-free in Maine? Federally yes, but Maine still taxes both
Federal law lets you deduct qualified tips and overtime premium pay from 2025 through 2028 (OBBBA caps & rules), though Social Security and Medicare are still withheld.
Maine state income tax: Maine has not adopted the federal tips/overtime deductions for state income tax as of mid-2026, so they reduce your federal tax only. (source: maine.gov)
- Overtime: 2025 — not deductible on your Maine return (still state-taxed); 2026–2028 — not deductible on your Maine return (still state-taxed).
- Tips: 2025 — not deductible on your Maine return (still state-taxed); 2026–2028 — not deductible on your Maine return (still state-taxed).
Related: tips by state · tips calculator · overtime by state · overtime calculator.
Two Maine payroll quirks worth knowing
- Maine's PFML payroll deduction is brand-new for paychecks: employee withholding of up to 0.5% of wages began Jan 1, 2025, but the leave benefits themselves only become claimable starting May 1, 2026 - so 2026 is the first year workers can actually use what they've been paying for.
- Maine is a single-rate sales tax state at 5.5% with zero local add-ons (no city or county can levy sales tax), giving it one of the lowest combined sales tax burdens in the country - the trade-off is comparatively high property taxes.
No city or county income tax anywhere in Maine
No municipal, county, or city income taxes in Maine. Only the state levies an income tax (graduated 5.8%-7.15% for 2026). No Maine locality is authorized to impose a local income or local sales tax.
Maine paycheck FAQ
Besides income tax, what does Maine deduct from paychecks?
On top of federal tax and FICA, Maine withholds Paid Family and Medical Leave (PFML) - employee premium at 0.5% of wages (employee max deduction); total program rate is 1% for employers with 15+ employees, of which up to 0.5% is deducted from the employee. Employers with <15 employees pay 0.5% total, fully deductible from the employee.. The full rates and wage caps are in the payroll-deductions table on this page.
Does Maine have a state income tax in 2026?
Yes — four graduated brackets from 5.8% to 9.15% in 2026, on top of federal tax and FICA.
Compare a paycheck next door: New Hampshire, Massachusetts & Vermont
| State | State income tax (2026) | Take-home on $75,000 (single) |
|---|---|---|
| Maine | four brackets, 5.8%–9.15% | $57,475 |
| New Hampshire | no state income tax | $61,593 |
| Massachusetts | two brackets, 5%–9% | $57,718 |
| Vermont | four brackets, 3.35%–8.75% | $58,797 |
Those are the states next door. To see where Maine lands against all of them at once, our take-home pay by state study runs an identical salary at two levels, $75,000 and $100,000, through the 2026 rules of every state and DC, except Arizona, California, District of Columbia, Idaho, Maryland and Vermont, still on their 2025 tables, ranked from the most take-home pay to the least.
All state paycheck calculators →
Data compiled and maintained by Edmond Daher · Updated 2026-07-31