Colorado Paycheck Calculator
A $75,000 salary in Colorado nets roughly $58,671 a year in 2026, once federal income tax, Social Security and Medicare and Colorado state tax and CO paid family leave contributions are withheld.
Based on a $75,000 salary in Colorado, single filer, paid every 2 weeks
$2,256.57
take-home per 2 weeks · $58,671/yr
Your federal tax on Colorado pay, worked out one bracket at a time
| Bracket | Income taxed here | Tax |
|---|---|---|
| 10% ($0 – $12,400) | $12,400 | $1,240 |
| 12% ($12,400 – $50,400) | $38,000 | $4,560 |
| 22% ($50,400 – $105,700) | $8,500 | $1,870 |
Taxable income $58,900 after the $16,100 standard deduction. Your federal marginal rate is 22%, the federal tax on your next dollar earned.
Compare your take-home pay with Utah, Kansas or Wyoming
Your pay in Colorado: which 2026 breaks are yours to claim?
Choose anything that matches how you are paid in Colorado and the list trims itself.
Tips: federally deductible, and deductible on your Colorado return too. Work out the tip deduction
Overtime: federally deductible, but Colorado still taxes overtime premium pay in full. Work out the overtime deduction
Bonuses: Colorado has no separate supplemental rate, so a bonus is withheld on the ordinary Colorado tables. Estimate the tax on a bonus in Colorado
Turning 65: the $6,000 federal senior deduction comes off your federal return; Colorado still applies its flat 4.4% to the same wages. Check the senior deduction
Free Colorado salary-after-taxes and income tax calculator — a no-signup, in-browser alternative to paid tools like SmartAsset and ADP. Estimate your 2026 take-home pay for any salary, hourly rate, or pay frequency.
Use this free Colorado (CO) paycheck, payroll and income tax calculator to estimate your 2026 take-home pay after federal income tax, Social Security, Medicare, and Colorado's flat 4.4% state income tax.
Enter your own pay in the calculator to estimate your Colorado take-home pay for any salary or hourly wage.
Colorado income tax rate 2026
Colorado's 2026 state income tax is a flat 4.4%.
How Colorado's flat 4.4% income tax hits your 2026 paycheck
Colorado levies a flat 4.4% state income tax for 2026, applied after the state allowance/deduction for your filing status. This calculator applies that on top of federal withholding and Social Security / Medicare to estimate your Colorado take-home pay.
For 2026, Colorado's state standard deduction is $16,100 for single filers and $32,200 for married couples filing jointly; after that, all remaining taxable income is taxed at the single flat rate of 4.4% — Colorado does not use graduated brackets for 2026. As a worked example, a single filer earning $60,000 pays about $1,932 in Colorado income tax (roughly 3.2% of gross) before federal tax and FICA.
What this estimate doesn't include: Rate applies to federal taxable income; base approximated as wages minus the federal standard deduction. The rate can be temporarily reduced below 4.40% in TABOR-refund years — not modeled. City, county or school-district income taxes where they apply, court-ordered deductions, union dues, and anything else your specific employer withholds are not in this figure; your pay stub is the authority on those.
Estimates only, not tax advice. The section "What this estimate doesn't include" above lists what's left out; see also our terms and the corrections log.
One rate on every taxable dollar: Colorado's 4.4% flat tax (2026)
Colorado applies a single flat rate to taxable wages for 2026.
| Filing | Rate |
|---|---|
| All taxable income | 4.4% |
FAMLI: what else Colorado takes from your check
Colorado runs employee-funded payroll programs that come off your check on top of income tax and FICA:
| Program | Employee rate (2026) | Wage base / cap |
|---|---|---|
| FAMLI (Paid Family & Medical Leave Insurance) — employee share | 0.44% (employee half of the 0.88% total premium) | Up to the federal Social Security wage cap, $184,500 for 2026 |
Included in your take-home: the CO FAMLI contribution is subtracted from the take-home estimate at the top of this page. These are withheld after tax and do not lower your taxable income.
Beyond the paycheck: Colorado's 2.9% sales tax and property tax
| Sales tax | 2.9% (≈7.89% with local) |
| Property tax | ≈0.5% — 0.50% effective rate on owner-occupied housing — among the lowest in the nation (roughly 3rd-lowest of the 50 states). |
Colorado's own $15.16 minimum wage — above the federal floor (2026)
$15.16/hour (≈$31,533/year full-time). Statewide minimum wage effective Jan 1, 2026 (up from $14.81), CPI-adjusted by the CDLE 2026 PAY CALC Order. Tipped minimum is $12.14/hr. Local jurisdictions (Denver, Boulder, Edgewater) set higher rates.
No city or county income tax anywhere in Colorado
Colorado does not allow municipalities or counties to levy a personal income tax. The state has a single flat individual income tax rate; no local/city income tax anywhere in the state. (Note: some CO cities like Denver, Aurora, Greenwood Village, Glendale, Sheridan levy a flat per-month 'Occupational Privilege Tax'/head tax of a few dollars on employees who earn above a threshold — this is a fixed-dollar head tax, not a percentage income tax.)
Is overtime and tips tax-free in Colorado? Federally yes; Colorado's state treatment is mixed
Qualified overtime premium pay and tips are federally deductible for 2025–2028 (OBBBA caps & rules); FICA still applies.
Colorado state income tax: Colorado allows the tips deduction both years. The overtime deduction flows through for 2025 but is added back from 2026 (HB25-1296), which is under a pending legal challenge. (source: leg.colorado.gov)
- Overtime: 2025 — deductible on your Colorado return too; 2026–2028 — not deductible on your Colorado return (still state-taxed).
- Tips: 2025 — deductible on your Colorado return too; 2026–2028 — deductible on your Colorado return too.
Related: tips by state · tips calculator · overtime calculator · overtime by state.
Your paycheck vs the $97,113 Colorado median
| Median household income (2024 (ACS 1-year estimate)) | $97,113 |
| Take-home (single filer) | ≈$73,157 |
Two Colorado payroll quirks worth knowing
- Colorado's flat income tax was temporarily cut from 4.40% to 4.25% via a TABOR (Taxpayer's Bill of Rights) surplus mechanism that applies to the 2025 tax year filed in 2026; the standing statutory rate is 4.40%, and TABOR can refund excess state revenue directly to taxpayers.
- Colorado's FAMLI paid-leave premium dropped to 0.88% of wages for 2026 (from 0.90% in 2025), split evenly so employees pay 0.44%; employers with 9 or fewer workers owe no employer share, meaning a small-business employee still pays only 0.44%.
Colorado paycheck FAQ
Besides income tax, what does Colorado deduct from paychecks?
On top of federal tax and FICA, Colorado withholds FAMLI (Paid Family & Medical Leave Insurance) — employee share at 0.44% (employee half of the 0.88% total premium). The full rates and wage caps are in the payroll-deductions table on this page.
Does Colorado have a state income tax in 2026?
Yes — a flat 4.4% on taxable wages in 2026, on top of federal tax and FICA.
Compare a paycheck next door: Utah, Kansas & Wyoming
| State | State income tax (2026) | Take-home on $75,000 (single) |
|---|---|---|
| Colorado | flat 4.4% | $58,671 |
| Utah | flat 4.45% | $58,971 |
| Kansas | two brackets, 5.2%–5.58% | $57,696 |
| Wyoming | no state income tax | $61,593 |
| New Mexico | six brackets, 1.5%–5.9% | $59,233 |
Those are the states next door. To see where Colorado lands against all of them at once, our take-home pay by state study runs an identical salary at two levels, $75,000 and $100,000, through the 2026 rules of every state and DC, except Arizona, California, District of Columbia, Idaho and Vermont, still on their 2025 tables, ranked from the most take-home pay to the least.
All state paycheck calculators →
Data compiled and maintained by Edmond Daher · Updated 2026-06-16