Arizona Paycheck Calculator
Earning $75,000 in Arizona? Your estimated 2026 take-home is about $60,111 after federal tax and FICA, and Arizona state income tax.
Based on a $75,000 salary in Arizona, single filer, paid every 2 weeks
$2,311.97
take-home per 2 weeks · $60,111/yr
How your federal tax is calculated on a paycheck in Arizona, bracket by bracket
| Bracket | Income taxed here | Tax |
|---|---|---|
| 10% ($0 – $12,400) | $12,400 | $1,240 |
| 12% ($12,400 – $50,400) | $38,000 | $4,560 |
| 22% ($50,400 – $105,700) | $8,500 | $1,870 |
Taxable income $58,900 after the $16,100 standard deduction. Your federal marginal rate is 22%, the federal tax on your next dollar earned.
Compare your take-home pay with California, Nevada or New Mexico
2025 standard deduction (2026 pending). Arizona's tax rates for 2026 are current, but it has not published its 2026 standard deduction yet, so this page subtracts its 2025 amount. We update this page when the state publishes.
Which 2026 rules apply to your Arizona paycheck?
Tick what is true for you and these Arizona notes narrow to your situation.
Tips: federally deductible, and deductible on your Arizona return too. Work out the tip deduction
Overtime: federally deductible, and deductible on your Arizona return too. Work out the overtime deduction
Bonuses: Arizona sets no supplemental rate of its own, so a bonus goes through the normal Arizona withholding tables. Estimate the tax on a bonus in Arizona
Turning 65: the $6,000 federal senior deduction comes off your federal return; Arizona still applies its flat 2.5% to the same wages. Check the senior deduction
Use this free Arizona (AZ) paycheck, payroll and income tax calculator to estimate your 2026 take-home pay after federal income tax, Social Security, Medicare, and Arizona's flat 2.5% state income tax.
Adjust the calculator inputs to see the breakdown for your own Arizona paycheck.
How Arizona's flat 2.5% income tax hits your 2026 paycheck
Arizona levies a flat 2.5% state income tax for 2026, applied after the state allowance/deduction for your filing status. This calculator applies that on top of federal withholding and Social Security / Medicare to estimate your Arizona take-home pay.
For 2026, Arizona's state standard deduction is $15,750 for single filers and $31,500 for married couples filing jointly; after that, all remaining taxable income is taxed at the single flat rate of 2.5% — Arizona does not use graduated brackets for 2026. As a worked example, a single filer earning $60,000 pays about $1,106 in Arizona income tax (roughly 1.8% of gross) before federal tax and FICA.
What this estimate doesn't include: The standard deduction used here is Arizona's published 2025 amount. Arizona releases each year's amount alongside that year's Form 140, and the 2026 amount had not been published as of 30 July 2026. Arizona also allows an extra standard deduction for charitable contributions if you do not itemize. This calculator does not include it, so your Arizona tax may be slightly lower than shown. City, county or school-district income taxes where they apply, court-ordered deductions, union dues, and anything else your specific employer withholds are not in this figure; your pay stub is the authority on those.
Estimates only, not tax advice. The section "What this estimate doesn't include" above lists what's left out; see also our terms and the corrections log.
One rate on every taxable dollar: Arizona's 2.5% flat tax (2025)
Arizona applies a single flat rate to taxable wages for 2025.
| Filing | Rate |
|---|---|
| All taxable income | 2.5% |
Arizona's own $15.15 minimum wage — above the federal floor (2026)
$15.15/hour (≈$31,512/year full-time). Effective Jan 1, 2026 (up from $14.70), CPI-indexed annually by the Industrial Commission of Arizona. Flagstaff ($18.35) and Tucson ($15.45) set higher local minimums.
Beyond the paycheck: Arizona's 5.6% sales tax and property tax
| Sales tax | 5.6% (≈8.52% with local) |
| Property tax | ≈0.48% — Among the lowest effective property-tax rates in the nation. |
No city or county income tax anywhere in Arizona
No Arizona city or county may levy an income or wage tax — the state prohibits municipal/county income taxes. Phoenix, Tucson, Mesa, Scottsdale, and all other municipalities operate under the state-only flat 2.5% income tax.
Is overtime and tips tax-free in Arizona? Federally yes — and on the Arizona return too
Qualified overtime premium pay and tips are federally deductible for 2025–2028 (OBBBA caps & rules); FICA still applies.
Arizona state income tax: Arizona adopted full OBBBA conformity in HB 4168, signed June 13, 2026 as part of the FY2026 budget deal. It creates a mandatory individual income-tax subtraction for qualified overtime and tips under A.R.S. §43-1022, retroactive to tax year 2025 and applying to 2026 and forward. (Earlier standalone conformity bills were vetoed in early 2026; the budget resolved it.) (source: currentfederaltaxdevelopments.com)
- Overtime: 2025 — deductible on your Arizona return too; 2026–2028 — deductible on your Arizona return too.
- Tips: 2025 — deductible on your Arizona return too; 2026–2028 — deductible on your Arizona return too.
Related: tips calculator · tips by state · overtime calculator · overtime by state.
Your paycheck vs the $79,964 Arizona median
| Median household income (2024 (ACS 1-year)) | $79,964 |
| Take-home (single filer) | ≈$63,479 |
Two Arizona payroll quirks worth knowing
- Arizona's 2.5% flat income tax is the lowest flat rate of any state that taxes wage income, and the state bars all cities and counties from adding any local income tax — so a paycheck statewide shows just one 2.5% state line.
- Arizona's $15.15 state minimum wage is CPI-indexed each January 1 by the Industrial Commission (the $0.45 bump for 2026 came from Aug 2024-Aug 2025 inflation), and home-rule cities like Flagstaff ($18.35) can set substantially higher local minimums.
Arizona paycheck FAQ
What does a full-time minimum-wage job in Arizona pay in 2026?
Arizona's 2026 minimum wage is $15.15/hour — about $31,512 a year at 40 hours a week before taxes. Details and exceptions are in the minimum-wage section above.
Does Arizona have a state income tax in 2026?
Yes — a flat 2.5% on taxable wages in 2026, on top of federal tax and FICA.
Compare a paycheck next door: California, Nevada & New Mexico
| State | State income tax (2026) | Take-home on $75,000 (single) |
|---|---|---|
| Arizona | flat 2.5% | $60,111 |
| California | nine brackets, 1%–12.3% | $57,690 |
| Nevada | no state income tax | $61,593 |
| New Mexico | six brackets, 1.5%–5.9% | $59,233 |
| Utah | flat 4.45% | $58,971 |
Those are the states next door. To see where Arizona lands against all of them at once, our take-home pay by state study runs an identical salary at two levels, $75,000 and $100,000, through the 2026 rules of every state and DC, except Arizona, California, District of Columbia, Idaho and Vermont, still on their 2025 tables, ranked from the most take-home pay to the least.
All state paycheck calculators →
Data compiled and maintained by Edmond Daher · Updated 2026-06-16