W-4 Overtime & Tips Withholding Calculator (2026)

Filing status

Total expected 2026 income (all sources)

How often are you paid?

Expected qualified tips for the year ($)

Your overtime

Hours & rate I know my premium

Regular rate ($/hr)

Overtime hours / year

Only the premium (the extra half) counts: ½ × rate × hours.

Adjusting part-way through the year? (optional)

Months left in 2026 when you file the new W-4